Institutional financial infrastructure

We build neobanks. Seamless integration into the global financial system

Необанк
Здесь и далее – лицензированная финансовая компания под надзором регуляторов: EMI, PEMI, PI, PIS, MSB – вплоть до специализированного банка, в зависимости от юрисдикции

Norlerr is a European investment company. We design and build licensed and regulated payment, banking and neobanking infrastructure.

01

Design and structuring

We design the structure, select the licence type and plan the integrations

02

Licensing and GR

We select the licensing country, lead negotiations with GR, legal and IR stakeholders, and manage passporting

03

Connectivity and integration

Direct connectivity to key nodes of the global financial system: T2, SEPA, SEPA instant payments, SWIFT, Visa, Mastercard and others

04

Infrastructure management

We test and launch the neobank, then manage the infrastructure, its development and risks throughout its lifecycle, if required.

Explore what a neobank could do for you

The result

You own a neobank directly integrated into the global financial system

Licensed and regulated financial infrastructure for strategic and operational needs. The capabilities available depend on the licence type, jurisdiction, connections and regulatory requirements.

Capabilities

A neobank’s infrastructure offers a range of functions comparable to that of a traditional bank. Restrictions apply to deposits, lending (except short-term lending) and certain other activities.

  • SWIFT
  • SEPA
  • TARGET2
  • SEPA Instant
  • EUR IBAN
  • US RTN
  • VISA
  • Mastercard
  • Alipay+
  • Payments
  • Multi-currency
  • $ € £ ¥ 元 ...
  • Cards
  • FX
  • t+0
  • AML
  • KYC
  • KYT
  • KYB
  • Escrow
  • etc...

Integration coverage

  • EU
  • USA 
  • Canada 
  • MENA
  • LATAM
  • Mercosur
  • South-East Asia
  • South Africa
Who needs a neobank
Expertise

We build financial and payment infrastructure

Norlerr

Life cycle execution

01 Design and structuring

We design the neobank around the client’s objectives and business model

We define the structure, determine the licence type and specify the intended outcome

02 Licensing and GR

We secure all the necessary licences*

We select the licensing country, lead negotiations, handle government relations (GR), legal work and investor relations (IR), and manage passporting

03 Connectivity and integration

We integrate the neobank into the global financial system

We establish direct connections to financial systems across the EU, the US and Canada, MENA, Latin America and Mercosur, South-East Asia and South Africa

04 Infrastructure management

We manage the infrastructure, its round-the-clock operation and ongoing development after launch

If required, we continue throughout its lifecycle

* We do not provide licensing as a standalone service.

Complementary services

Strategy and development

We apply our market knowledge and industry relationships to develop your business

*For existing clients only.

Mergers and acquisitions (M&A)

Enter the market quickly by acquiring an established neobank, with or without existing connections

Market intelligence and research

We collect and analyse market data from public and non-public sources, monitoring licences, regulatory orders and market participants

More about Norlerr

Approach · principles · scope

What sets us apart

An investment banking approach to building financial infrastructure

A neobank ready to operate

The neobank is built under the client’s ownership from the outset, ready for operations

Integration into the global financial system

Beyond licensing, we connect the neobank to all the key systems through which payments flow

Integration into your business processes

The neobank is embedded in your business processes and operates within your business

Hands-on execution

We immerse ourselves in every transaction: the objectives, market, regulatory requirements and counterparties. From design to launch

Engagement models

Different ways to work with Norlerr, tailored to the client’s objectives

End-to-end delivery

Design · licensing · passporting · connectivity · management

Design and licensing

Design · licensing · GR · Regulation support

M&A / Merchant & Investment Banking

Acquire an established neobank, with or without adding connections

Connectivity and management

Connections to financial systems · infrastructure management

Strategy and development

Management of the infrastructure, its operation and ongoing development. For existing clients only

Research and analytics

NORLERR ANALYTICS • SUBSCRIPTION
The Neobank Market — Beyond the news
Regulatory changes, market trends, and transactions. We explain what is happening and what it means for market participants.
Outside our scope

Norlerr does not undertake projects involving:

Neobank licensing in jurisdictions with reputational concerns
Clients or sectors with unacceptable sanctions or compliance risk
Licences with no realistic path to infrastructure connectivity
Early-stage businesses that do not need Norlerr’s services
M&A transactions outside a financial infrastructure project
Ongoing consulting as a standalone service
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